Monday, April 22, 2002    


Scrapbooking as a Money-Saver

By:maria simms

After scrapbooking for 4 years, I have developed a new outlook on my hobby. As we all know,scrapbooking (although rewarding) can become quite expensive. My new "take" has developed out of the necessity to cut down on expenses and perhaps justify my hobby in monetary terms.

From this point forward, I believe that it will be of benefit at the beginning of each year to take out a "home-equity" loan. This money (dare I say, at least $2000 annually) will serve to finance my scrapbooking hobby throughout the coming year and the interest will also be tax-deductible at tax-filing time.

Of course,dMarie will prove to be a valuable tool in my economic program, offering so many of the products that I will need to purchase during the fiscal year. Together we can reach economic solvency.

Tomorrow at dMarie Daily: Why I Scrapbook, by Jackie Ortgies

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